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Your situation
After the period you entered
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The answer flips at
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Assumptions
These are not facts — they are guesses about the future, and they decide the answer above. The defaults are ordinary long-run figures, not predictions for your market. Change them and watch the verdict move.
Where the answer flips
Winner at each combination of home appreciation and investment return, holding everything else as entered. If your verdict sits next to a colour change, it is not a robust answer.