Last updated: July 19, 2026
By using MyLoanMath, you agree to the following terms.
The calculators on this site — including the loan, mortgage, tax, percentage, and compound interest tools — are provided for general informational and educational purposes only. They are not financial, tax, legal, or investment advice, and should not be relied upon as a substitute for consultation with a qualified professional such as a CPA, financial advisor, or tax preparer.
MyLoanMath is written and maintained by Ishmael, an accountant. Using this site, reading anything on it, or contacting the address given does not create an accountant–client, adviser–client, or any other professional relationship, and nothing on the site should be treated as though it did. No engagement exists, no duty of care arises from your use of the calculators, and no information you enter is reviewed by anyone — the tools run entirely in your own browser and transmit nothing.
The material here is general and educational. It cannot take account of your income, debts, dependants, residency, filing history, employment arrangements, or objectives, all of which change the right answer for a real person. Where a figure produced here matters to a decision, treat it as a prompt to get advice rather than as the advice itself, and take it to a professional who can see your full circumstances.
Nothing on this site constitutes financial advice, investment advice, tax advice, accounting advice, legal advice, or a personal recommendation of any kind, and no content here is an inducement to enter into any financial product or transaction. MyLoanMath does not sell financial products, receive commission, or carry affiliate links to lenders, banks, insurers, or tax preparers. Decisions about borrowing, refinancing, retirement contributions, or tax filing should be made with a qualified professional who is authorised to advise you in your jurisdiction.
We take reasonable care to keep calculations accurate and, where applicable, up to date with current tax brackets, rates, and formulas. However, tax laws, interest rates, and financial regulations change, and figures on this site may not reflect the most current rules at the time you use them. Tax calculators in particular reflect a specific tax year, noted on each page, and cover federal-level calculations only unless stated otherwise — they do not account for every deduction, credit, state or provincial tax, or individual circumstance that could affect an actual tax bill or loan terms.
We make no warranties, express or implied, about the completeness, reliability, or accuracy of any calculation on this site. Use of any result from this site is at your own risk.
To the fullest extent permitted by law, MyLoanMath and its operator are not liable for any loss, damage, or decision made based on information or calculations provided on this site, including financial decisions related to loans, mortgages, taxes, or investments.
As described in our Contact Privacy Policy, calculations run entirely in your browser. We do not collect, store, or have access to the numbers you enter.
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We may revise these terms at any time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.